Sun Secure Treasure-i: Secure Coverage, Even with Pre-Existing Conditions

Sun Secure Treasure-i is a Shariah-compliant savings and protection plan designed to give you peace of mind, guaranteed returns, and reliable coverage — even if you have certain medical conditions that might make other plans unavailable.

Introduction

When it comes to planning for the future, having a savings plan that offers both protection and growth can make all the difference. That’s where Sun Secure Treasure‑i from Sun Life Malaysia comes in. This is a Shariah-compliant takaful savings plan designed for those who want a disciplined, long-term approach to financial security while enjoying peace of mind for themselves and their loved ones. With flexible terms, guaranteed protection, and the opportunity for potential investment growth, Sun Secure Treasure‑i helps you stay financially prepared for life’s many milestones—from education and home ownership to retirement and legacy planning.

Key Features of Sun Secure Treasure‑i

Sun Secure Treasure‑i also provides comprehensive protection in the event of death or Total and Permanent Disability (TPD). In such cases, your loved ones will receive a guaranteed payout, helping to ease the financial burden during difficult times. On top of that, if the unfortunate event is caused by an accident, your beneficiaries will receive an additional 100% of the total takaful contributions you’ve made—doubling the impact of your financial planning. This thoughtful feature ensures that your family is protected even in the most unexpected circumstances.

Beyond protection, this plan is also a smart way to grow your wealth. Starting from the end of the first policy year, you'll receive yearly cash payouts from your universal account. These payouts are automatically reinvested into investment-linked funds, giving your money the opportunity to grow with market performance. Over time, this reinvestment strategy can significantly enhance your policy value. And when your plan matures, you’ll receive a lump sum payout that includes the value of both your universal and unit-linked investment accounts—a reward for your commitment and foresight.

One of the most appealing aspects of Sun Secure Treasure‑i is its hassle-free enrollment process. You won’t need to undergo any medical check-ups or health screenings to get started, making it ideal for individuals who want quick access to a savings and protection plan without extra steps. Anyone between the ages of 30 days and 65 years can apply, making it suitable for a wide range of people—whether you're a new parent saving for your child's future, a young professional building your financial foundation, or someone planning a lasting legacy.

Who Should Consider the Sun Secure Treasure‑i Product?

If you’re someone who values long-term savings, desires protection for yourself or your family, and prefers a Shariah-compliant plan that grows with time, then Sun Secure Treasure‑i is worth considering. It’s particularly ideal for those who prefer structure and discipline in their savings strategy, and for individuals who appreciate the added layer of security that takaful coverage provides. The plan is also a great fit for people who want to avoid complex health underwriting while still gaining comprehensive financial protection.

Conclusion

In conclusion, Sun Secure Treasure‑i offers more than just a savings plan—it offers peace of mind. It’s a well-rounded solution that empowers you to safeguard your financial future, grow your wealth systematically, and provide for your loved ones with confidence. Whether you're saving for personal goals, your family’s future, or simply want to stay prepared for life’s uncertainties, this plan provides the flexibility and protection to help you succeed. Start today, and treasure tomorrow.