The Agency Leader in Takaful
Caliph Group is a leading Islamic financial services provider in Malaysia, specializing in innovative takaful solutions and empowering agents since 2012.
Pioneering a New Era of Takaful Excellence
At Caliph Group, we are not just shaping the present — we are laying the foundation for a stronger, more secure future. As a forward-thinking Takaful organization, we are committed to building leaders and changemakers within the industry through our structured ALC (Agent Leadership Community) system.
This system nurtures the growth of dedicated Takaful representatives by fostering collaboration, leadership, and a vision-driven culture. Guided by our renewed purpose, “Own Your Tomorrow,” we empower our team and clients alike to take control of their future — financially, spiritually, and professionally.
Our goal is to enhance lives through meaningful protection and impactful service, backed by innovative tools and technologies that ensure a seamless, client-focused experience. Whether for agents or policyholders, Caliph Group is a platform for transformation — where every decision leads to lasting value.
At Caliph Group, your future isn’t just secured — it’s owned.
Our mission
To deliver the highest possible standards of competency, services and attention to our valued clients.
To ensure that Caliph Group’s consultants enjoy the highest possible standards of growth, empowerment and lifestyle.
Our vision
“ We aim to be the Preferred Leader in the Takaful services industry."
INTEGRITY
We prioritise honesty and transparency in all that we do in the company — ensuring that we uphold the highest standards of ethics and are accountable to our actions at
all times.
LEADERSHIP
We aspire to be bold and empathic leaders capable of inspiring each other in the pursuit of excellence. We cultivate a working environment that promotes learning and improvement to become trailblazers in the Takaful industry.
TEAMWORK
We are committed to support and encourage each other to push forward as a team. Thus, we foster a collaborative community that embraces diversity and mutually benefit from one another.
PEOPLE-FOCUSED
We build connections from within and outside the company. Our aspirations and actions help to transform the lives of our people and our valued clients.
INNOVATION
We harness innovation and foster continuous improvement in the way we do things. It is our focus on providing the best services that drive us to deliver outstanding results every time.
Core Values

The Caliph Family
Mohd Hamzavi Md Zain
Founder, Chairman and Director of Caliph Group


Farah Nabila Binti Noor Azmi
Business Development Executive
Sin Heng Huei, Hendric
Deputy Head of Caliph Academy, Manager
Nuurain Binti Abd Aziz
Administrative & Operations Manager
Nurul Iman Binti Kamil
Account Executive








Business Directors




















Business Managers






































Our Numbers
1930+
Total Clients
2450+
Cases Issued
15+
MDRT
2024
240+
Financial Advisor