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FWD Life First

Infectious Disease benefit

Provides a one-time payment amount of RM5,000 upon diagnosis and admission into hospital for 5 or more consecutive days as as a result of any one of the covered diseases:

  • Dengue Fever

  • Tuberculosis

  • Viral Hepatitis

  • Malaria

  • Cholera

  • Typhoid

  • Japanese Enchaphalitis

Death or Total and Permanent Disability (TPD) benefit

100% sum covered and your account value in the Participants’ Savings Account (PSA) payable upon death or TPD due to natural causes.

Multiple Indemnity benefit due to accidental causes

  • 200% sum covered and your account value in the PSA payable upon death or TPD due to accidental cause.

  • 300% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while in a public conveyance, elevator or burning public building.

  • 500% sum covered and your account value in the PSA are payable upon death or TPD due to accidental causes while travelling abroad.

Family Compassionate Care

Provides a lump sum of RM15,000 per person up to 6 family members (1 parent, 1 spouse and 4 children) will be payable upon accidental death.

Mosquito-borne Disease benefit

200% sum covered and your account value in the PSA payable upon death from:

  • Chikungunya

  • Dengue

  • Japanese Encephalitis

  • Malaria

  • Zika

Note: Maximum sum covered payable for this benefit is RM200,000.

Maturity benefit

Provides a lump-sum payment at the end of the certificate term. At maturity, we will pay your total account value in the PSA.

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